Final Expense Live Transfers That Are Verified Before They Ring Your Phone
Stop paying for hang-ups, wrong numbers and people who never asked for coverage. Every caller we transfer is age-qualified, health-screened, budget-confirmed and waiting on the line to speak with a licensed agent.
- ✓ Ages 50–85, actively looking for final expense coverage
- ✓ Confirmed budget, bank account and decision-maker on the line
- ✓ TCPA-compliant, DNC-scrubbed, 100% of calls recorded
- ✓ Exclusive to you — never resold, never recycled
What our agents typically see
Performance varies by agent, state mix and calling hours. Figures describe our service standard, not a guarantee of sales.
You do not have a lead problem. You have a verification problem.
Most final expense “live transfers” are just a dialer pushing anyone who says hello. We do the disqualifying before you ever pick up, so your day is spent presenting — not prospecting.
Screened on eight points
Age, state, health conditions, existing coverage, coverage amount wanted, monthly budget, banking method and intent to speak with an agent today. Fail one, you never get the call.
You only pay for real conversations
Transfers that drop before the billable threshold, wrong numbers, out-of-age-range callers and duplicates are credited back. No arguing, no ticket queues.
Compliance you can defend
Every caller is scrubbed against federal and state DNC lists, consent is captured and time-stamped, and the full recording is archived and available on request.
Volume you can actually staff
Set a daily cap, choose your hours and pause any time. We scale from a 10-transfer test to hundreds per week without changing the screening bar.
Exclusive, never shared
One caller, one agent, one time. We do not resell transfers, rotate them to a second buyer, or repackage them as aged data later.
Delivered when you are ready
You set the states, the hours and the pace. Transfers arrive live during your working window — not dumped into a CRM at midnight.
From order to live call in four steps
No contracts to negotiate, no onboarding calls to schedule. Place an order and you can be taking calls the same week.
Tell us your criteria
Select the states you are licensed in, how many transfers you want and the hours you take calls. Submit the order form and pay securely by card.
We generate & screen
Our campaigns reach seniors actively shopping for burial and final expense coverage. Trained screeners run the full qualification script on every prospect.
Warm transfer to you
Only qualified, interested callers are announced and warm-transferred to your line. The screener introduces you before stepping off the call.
You present and close
You get a prepared prospect who knows why they are on the phone. Recordings and daily reporting land in your inbox so you can coach and track ROI.
Every transfer clears this bar — or you do not get billed
This is the exact checklist our screeners work through before a call is ever routed to a buyer. It is also the checklist we use when reviewing a credit request, so there is no ambiguity about what you paid for.
Need a tighter filter — a specific carrier appointment, a higher coverage minimum, or a state-by-state split? Note it in the reference field on your order and we will build the campaign around it.
- ✓Age 50–85Confirmed verbally, inside standard final expense underwriting age bands.
- ✓Licensed-state matchRouted only to agents licensed in the caller resident state.
- ✓Health & medication screenMajor conditions flagged up front so you know which carrier to quote.
- ✓Budget confirmedThe prospect states a monthly premium they can commit to.
- ✓Bank account or card on fileAble to pay a premium by draft — not shopping with no way to buy.
- ✓Decision-maker on the lineNot a spouse, child or caregiver taking a message.
- ✓DNC scrubbed & consentedFederal and state list scrub with time-stamped consent on record.
- ✓Recorded end to endFull audio retained and released to you on request for any disputed call.
Straightforward per-transfer pricing
Pay per transfer, by card, at the time you order. No monthly platform fee, no setup fee, no minimum contract term. Volume discounts apply automatically as your order size increases.
Starter Test
10 – 24 transfers- Full 8-point screening
- Up to 3 states
- Exclusive transfers
- Call recordings on request
- Credit policy on unqualified calls
- Email support
Producer
25 – 99 transfers- Everything in Starter Test
- Unlimited licensed states
- Volume discount applied
- Choose your delivery hours
- Daily delivery & disposition report
- Priority routing at peak hours
Agency
100+ transfers- Everything in Producer
- Best per-transfer rate
- Multi-agent round-robin routing
- Custom qualification criteria
- Dedicated account manager
- Invoiced billing available
Rates are quoted per delivered transfer and confirmed on your order before payment. Ask about tiered pricing if you are running a team.
Built for agents who sell every day
“The difference is the screening. I am not spending the first four minutes finding out they are 91 and have no bank account. They know what final expense is before I say hello.”
“We started with a 20-transfer test and moved to a standing weekly order within a month. Credits on bad calls were handled without a fight, which is rare in this space.”
“Being able to pick my states and my hours changed everything. Calls come in when my team is actually at their desks instead of piling up overnight.”
Questions agents ask before their first order
What exactly is a final expense live transfer?
It is a phone call, not a data record. Our screeners speak with a senior who is actively shopping for burial or final expense coverage, run them through our qualification checklist, and then warm-transfer them directly to your phone while they are still on the line. You are introduced by name before the screener drops off.
How do I know a transfer is genuinely qualified?
Every call is recorded end to end. If you believe a transfer did not meet the eight screening points listed on this page, request the recording and we will review it with you. If it fails, it is credited — that is the whole standard.
What counts as a billable transfer?
A transfer becomes billable once the caller is connected to you and stays on the line past the 90-second threshold. Dropped connections, wrong numbers, callers outside the agreed age range, callers outside your selected states, and duplicates within the agreed window are not billed.
Which states can I buy in?
All 50 states are available. On the order form you can select multiple states at once — we only route callers whose resident state matches a state you selected, so you are never asked to work a call you cannot legally write.
Can I control when calls come in?
Yes. Tell us your calling window and daily cap in the comments field on your order. Most buyers run 9am–6pm in the prospect local time. You can pause, resume or change your cap by emailing us — no notice period.
Are the transfers exclusive to me?
Yes. A caller transferred to you is not transferred to anyone else, not resold as a shared lead, and not repackaged as aged data afterwards.
How is compliance handled?
Prospects are scrubbed against federal and state Do Not Call registries before contact, consent is captured and time-stamped, and full call audio is archived. Documentation is provided on request if you need it for a carrier or regulatory review.
How do I pay, and is it secure?
Orders are paid by card at checkout through Stripe. Card details are entered directly into Stripe secure fields and are never stored on our website. You will receive an emailed receipt and order confirmation immediately.
What is the minimum order?
Ten transfers. We recommend starting with a small test batch so you can measure your own close rate on our traffic before committing to weekly volume.
How quickly do calls start after I order?
Most new buyers are live within one to two business days of order confirmation, once we have verified your licensed states and confirmed your transfer number and calling hours.
Ready to talk to people who are actually shopping?
Place your order in under two minutes. Pick your states, set your volume, pay securely by card, and start taking verified final expense transfers this week.